Post Office pet insurance reviews

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Post Office pet insurance reviews

Here we discus about Post Office Pet insurance reviews. In this article we review all insurance plans on dog and cat. And tell you that which insurance plan is good for you. At first we tell you that what expert sat about Post Office Pet Insurance plans. DEfaqto (review of the site’s independent financial services) gave its premium plus pet insurance policy 5 stars, which makes it a ‘comprehensive level of facilities’
And profit ‘ DEfaqto gave its premium and standard policies 4 stars, indicating that they are ‘good quality facilities and benefits’ products and their essential policy has been rated 3 stars, which is called ‘average level of facilities and benefits’ Creates the product with
Summary of Post Office 4 types of policies:
Essential – this is a deadline policy, which means that your pet’s medical conditions are covered for only 12 months, after which you have to pay for the treatment yourself. This policy includes: £ 1,500 for veterinary fees for cover, cover for accident or death from illness (£ 500 for dogs, £ 250 for cats), advertising and reward (£ 500 for dogs) for cats £ 250), theft or wander (£ 500 for dogs, £ 250 for cats), emergency boarding (£ 500 for dogs, £ 250 for cats) and holiday cancellation cover for £ 500.
Standard – This is a one per-condition policy, which means that you get a certain amount of medical condition per pet and when the cover is over, then you have to pay for the treatment. This policy includes: £ 2,000 for veterinary fee cover, cover for accident or death from illness (£ 500 for dogs, £ 250 for cats), advertising and reward (£ 500 for dogs) for cats £ 250), theft or wander (£ 500 for dogs, £ 250 for cats), emergency boarding (£ 500 for dogs, £ 250 for cats) and holiday cancellation cover for £ 500.
Premium – This is a Lifetime Policy, which means that the medical conditions of your pet are covered for the lifetime of each year up to the specified amount. This policy includes: £ 3,000 cover for livestock fees (limited to £ 1,000 per bet per year), accident cover for death (£ 500 for dogs, £ 250 for cats), advertising and reward (dogs) For £ 500, cats for £ 250), theft or wander (£ 500 for dogs, £ 250 for cats), emergency boarding (£ 500 for dogs, £ 250 for cats) and cancellation for £ 500 Cover.
Premium Plus – This is Lifetime Policy. This policy includes: £ 7,000 for livestock cover, £ 1,500 (for both dogs and cats) for accidental death cover, £ 1,000 for the £ 1,000 (both dogs and cats) and reward, theft and cats Both for theft or wandering), £ 1,000 (both dogs and cats) for emergency boarding and holiday cancellation cover for £ 3,000.
All policies include 90 days of foreign travel cover and 24 hour veterinary helpline.

Essential cover for dogs and cats

Product Essential
Cover Time Limited
Vets fees  Up to £1,500
Death from accident Dogs –  up to £500
Cats – up to £250
Death from illness Dogs – up to £500
Cats – up to £250
Advertising & reward Dogs – up to £500
Cats –  up to £250
Theft or straying Dogs – up to £500
Cats – up to £250
Third party liability (dogs only) Up to £2,000,000
Boarding fees due to customer’s hospitalization  Dogs – up to £500
Cats – up to £250
Holiday cancellation Up to £500
Waiver of Premium Up to 6 months
Overseas travel Up to 90 days
Veterinary helpline Yes

What is insurance?
Veterinary fees –
Cover for illness or injury. If your pet travels under the PET Travel Plan, then it includes veterinary fees of 90 days.
Third party liability (dogs only) – covers your legal liability, should your dog hurt anybody or someone’s property should be hurt. The cover contains legal costs.
Death from accident or sickness – If your pet dies as a result of accident or illness, then we will pay the price you paid for your pet.
Losses through theft or striking – if you are not able to find your pet, then we will refund the price paid for your pet.
Finding your pet – If your pets will disappear or be stolen, we will pay for the cost of local advertising and reward.
Your hospital – If you spend more than 48 hours in the hospital, we will pay the daily rate for the cost of home care with your pet’s boarding fees or any friend or relative.
Vacation Cancellation – If your pet is required or disappeared for life saving treatment, then we will assist you in the cost of canceling your vacations.
Waiver of Premium – We will pay your premium for a period of 30 days that you are unable to work as a result of accidental injury, illness or involuntary unemployment.

What is not insured?
Veterinary fee
• No treatment outside the 12-month period.
• Amount greater than maximum profit per condition.
• Any condition that has been investigated by a veterinarian or you have known before the start date of the policy.
• Brick duty or hints have been shown for the treatment of any illness within 14 days of starting.
• Veterinary fees extra this is the amount you need to pay as part of the claim for each animal fee.
• Preventive treatment such as non-medical reasons such as vaccination or voluntary treatment or nutrition for pregnancy.
• Treating injuries or illness preventing vaccination and you failed in vaccination.
• The cost of treatment for dental conditions or any related condition, unless there is a history of annual check-up (or recommended by your veterinarian), the treatment is to relieve the pain due to the disease and dental treatment Is recommended and after that the first 2 years (it does not apply to decay teeth).
• Dental crown, root canal or filling costs
• Cost of regular or test trials including pre-operative blood tests.
• Transplantation, pacemaker or prosthesis
Third Party Liability (Dogs Only)
• The first £ 250 of any compensation or cost for the property that has been damaged.
• Any claim arising as a result of you or any person in your family’s profession, business or business, or any claim arising as a result of any incident occurring at the place of your family’s work.
• Any claim arising out of the United Kingdom, Channel Islands or the Isle of Man
• Any claim arising out of licensed premises for the sale of alcohol, where your pet remains or kept.
Death due to accident or disease
• If your pet dies as a result of an accidental injury within 3 days of the preliminary date or within 14 days of the start date, during the illness.
• If your pet starts for the first time as a result of poison or illness or shows symptoms within 14 days of the start date
• If your pet dies due to pre-existing condition
• Any death arising from illness in any cat of 10 years of age or older, any dog ​​aged 8 years and above, or any selection breed of 5 years of age or older.
Theft or String and Damage through Finding Your Pet
• If your dog has not been pasted micro.
Your hospital
• For alcohol, drug abuse or self-injury injuries.
• If your accident or illness started or the symptoms or symptoms were shown within 14 days prior to the start date.
Standard Cover for Dogs & Cats

Product Standard
Cover Per Condition
Vets fees Up to £2,000
Death from accident Dogs – up to £500
Cats – up to £250
Death from illness Dogs – up to £500
Cats – up to £250
Advertising & reward Dogs – up to £500
Cats –  up to £250
Theft or straying Dogs – up to £500
Cats – up to £250
Third party liability (dogs only) Up to £2,000,000
Boarding fees due to customer’s hospitalization  Dogs – up to £500
Cats – up to £250
Holiday cancellation Up to £500
Waiver of Premium Up to 6 months
Overseas travel Up to 90 days
Veterinary helpline Yes

What is insured?
Veterinary fees –
• Cover for illness or injury.
• If your pets travel under the PET travel scheme, then it includes 90 days veterinary fees.
• Third party liability (dogs only) – covers your legal liability, should your dog hurt anybody or someone’s property should be hurt. The cover contains legal costs.
• Death from accident or sickness – If your pet dies as a result of accident or illness, then we will pay the price you paid for your pet.
• Losses through theft or striking – if you are not able to find your pet, then we will refund the price paid for your pet.
• Finding your pet – If your pets will disappear or be stolen, we will pay for the cost of local advertising and reward.
• Your hospital – If you spend more than 48 hours in the hospital, we will pay the daily rate for the cost of home care with your pet’s boarding fees or any friend or relative.
• Vacation Cancellation – If your pet is required or disappeared for life saving treatment, then we will assist you in the cost of canceling your vacations.
• Waiver of Premium – We will pay your premium for a period of 30 days that you are unable to work as a result of accidental injury, illness or involuntary unemployment
What is not insured?
Veterinary fee
• Any condition that has been investigated by a veterinarian or you have known before the start date of the policy.
• Brick duty or hints have been shown for the treatment of any illness within 14 days of starting.
• Any treatment for a sudden injury within 3 days of the start date.
• Veterinary fees extra this is the amount you need to pay as part of the claim for each animal fee.
• Preventive treatment such as non-medical reasons such as vaccination or voluntary treatment or nutrition for pregnancy.
• Treating injuries or illness preventing vaccination and you failed in vaccination.
• The cost of treatment for dental conditions or any related condition, unless there is a history of annual check-up (or recommended by your veterinarian), the treatment is to relieve the pain due to the disease and dental treatment Is recommended and after that the first 2 years (it does not apply to decay teeth).
• Dental crown, root canal or filling costs.
• Cost of regular or test trials including pre-operative blood tests.
• Transplantation, pacemaker or prosthesis
Third Party Liability (Dogs Only)
• The first £ 250 of any compensation or cost for the property that has been damaged.
• Any claim arising as a result of you or any person in your family’s profession, business or business, or any claim arising as a result of any incident occurring at the place of your family’s work. Any claim arising out of the United Kingdom, Channel Islands or the Isle of Man
• Any claim arising out of licensed premises for the sale of alcohol, where your pet remains or kept.
Death due to accident or disease
• If your pet dies due to an accidental injury within 3 days of the initial date or 14 days of start date.
• If your pet starts for the first time as a result of poison or illness or displays symptoms within 14 days of the start date.
• If your pet dies due to pre-existing condition
• Any death occurring from any cat in the age of 10 or more, any dog ​​aged 8 years and above, or any selection breed of 5 years or more.
Theft or String and Damage through Finding Your Pet
• If your dog has not been pasted micro. Your hospital
• For alcohol, drug abuse or self-injury injuries.
• If your accident or illness started or the symptoms or symptoms were shown within 14 days prior to the start date.
Leave cancellation
• Cost for someone else who was on holiday in addition to your family members.
• Your pet’s condition began before expense or cover for non-life defense treatment.
• If you book your holidays less than 28 days before the holiday.
• If your pet’s disease has shown symptoms within 14 days of the start date or before the start date for the first time.
Premium rebate
• A claim during the first 30 days of the start date.
• More than 6 premiums per event.
• If the results of your claim are from any condition or you are aware of any unemployment on the start date.

Premium Lifetime Cover for Dogs & Cats

Product Premium
Cover Lifetime
Vets fees Up to £3,000 *
Death from accident Dogs – up to £500
Cats – up to £250
Death from illness N/A

Advertising & reward Dogs – up to £500
Cats – up to £250
Theft or straying Dogs – up to £500
Cats – up to £250
Third party liability (dogs only) Up to £2,000,000
Boarding fees due to customer’s hospitalization  Dogs – up to £500
Cats – up to £250
Holiday cancellation Up to £500
Waiver of Premium Up to 6 months
Overseas travel Up to 90 days
Veterinary helpline Yes

What is insured?
Veterinary fees –
Cover for illness or injury.
If your pets travel under the PET travel scheme, then it includes 90 days veterinary fees.
Third Party Liability (Dogs Only) –
Does your legal liability cover, should your dog be hurt by someone accidentally or someone’s property should be damaged.
The cover covers the legal costs.
Accidental death –
If your pet dies as a result of the accident, then we will pay the price you paid for your pet.
Theft through Stolen or Striking –
If you are not able to own your pet, then we will refund the price paid for your pet.
Finding Your Pet –
If your pets will disappear or be stolen, we will pay for the cost of local advertising and reward.
Your Hospital Recruitment –
If you spend more than 48 hours in the hospital, we will pay the daily rate for the cost of Homecare with your pet’s boarding fees or any friend or relative.
Holiday Cancellation –
If your pet requires survival treatment or disappears, we will assist you in the cost of canceling your vacations.
Premium Exemption –
We will pay your premium for a 30-day period, unable to work as a result of casual injury, illness or involuntary unemployment.
What is not insured?
Veterinary fee
Any condition that has been investigated by a veterinarian or you have known before the start date of the policy.
Brick duty or hints have been shown for the treatment of any illness within 14 days of starting.
Any treatment for casual injury within 3 days of the start date.
Veterinary fees extra this is the amount you need to pay as part of the claim for each animal fee.
Preventive treatment such as non-medical reasons such as vaccination or voluntary treatment or nutrition for pregnancy.
Treating injuries or illness preventing vaccination and you failed in vaccination.
The cost of treatment for dental conditions or any related condition, unless there is a history of annual check-up (or recommended by your veterinarian), the treatment is to relieve the pain due to the disease and dental treatment Is recommended and after that the first 2 years (it does not apply to decay teeth).
Dental crown, root canal or filling costs.
Cost of regular or test trials including pre-operative blood tests.
Transplantation, pacemaker or prosthesis
Third Party Liability (Dogs Only)
The first £ 250 of any compensation or cost for the property that has been damaged.
Any claim arising as a result of you or any person in your family’s profession, business or business, or any claim arising as a result of any incident occurring at the place of your family’s work.
Any claim arising out of the United Kingdom, Channel Islands or the Isle of Man
Any claim arising out of licensed premises for the sale of alcohol, where your pet remains or kept.
Accidental death
If your pet dies accidentally within 3 days of the initial date
If your pet dies for the first time being poisonous or showing symptoms within 14 days of start date
Theft or String and Damage through Finding Your Pet
If your dog has not been pasted micro.
Your hospital
For alcohol, drug abuse or self-injury injuries.
If your accident or illness started or the symptoms or symptoms were shown within 14 days prior to the start date.

Premium Plus Insurance for Dogs & Cats

Product Premium Plus
Cover Lifetime
Vets fees Up to £7,000
Death from accident Up to £1,500

Death from illness N/A

Advertising & reward Up to £1,000

Theft or straying Up to £1,500

Third party liability (dogs only) Up to £2,000,000
Boarding fees due to customer’s hospitalization  Up to £1,000

Holiday cancellation Up to £3,000
Waiver of Premium Up to 6 months
Overseas travel Up to 90 days
Veterinary helpline Yes

What is insured?
Veterinary fees –
Cover for illness or injury.
If your pet travels under the PET Travel Plan, then it includes veterinary fees of 90 days.
Third Party Liability (Dogs Only) –
Your legal liability causes your dog to hurt someone or cause damage to someone’s property.
The cover contains legal costs.
Death by accident or illness –
If your pet dies as a result of the accident or illness, then we will pay the price you paid for your pet.
Theft and wander –
If you are not able to own your pet, then we will refund the price you paid for your pet.
Finding your pet –
Whether your pet will disappear or be stolen, we will pay for the cost of local advertising and reward.
Emergency Boarding –
If you spend more than 4 full days in the hospital, we will help in the kennel or catari fees.
Trip cancellation or return home –
If your pet is required or disappeared for life saving treatment, then we will assist you in the cost of canceling your vacations.

Research Best pet insurance before buying any pet insurance to get the best deals.

What is not insured?
Veterinary fee
Veterinary fees extra this is the amount you need to pay as part of the claim for each animal fee.
Any pre-existing condition or any pre-condition related condition for any condition related to any condition.
Brick duty for any illness or toxic treatment that occurs or shows the symptoms within 14 days of the start date.
Any regular and preventive treatment
Preventive vaccination or complications arising from these treatments.
Transplantation, pacemaker or prosthesis
Any treatment related to pregnancy, birth or reproduction and any related complications.
Claims of joining a fight in your dog-fighting claims where your dog has a history of treatment after the fight.
Third Party Liability (Dogs Only)
The first £ 250 of any compensation or cost for the property that has been damaged.
Any claim arising as a result of you or any person in your family’s profession, business or business, or any claim arising as a result of any incident occurring at the place of your family’s work.
Any claim arising out of the United Kingdom, Channel Islands or the Isle of Man
Any claim arising out of licensed premises for the sale of alcohol, where your pet remains or kept.
Death due to accident or disease
If your pet dies due to pre-existing condition
For any death giving birth or reproduction as a result of pregnancy.
Steal and wander
If your dog has not been pasted.

Conclusion:
Pet insurance premiums are affected by many different factors, including pet types, its breed, age and medical conditions. Personal details of the owner, such as postcode, can also affect the price. However, to give you an indication of cost, based on Milton Keynes Postcodes, we received the following example quotes:

5 year old Mongrel: Essential – £ 16.46; Standard – £ 22.02; Premium – £ 16.01; Premium Plus – £ 42.20
5 years of Labrador Dog: Essential – £ 24.28; Standard – £ 32.65; Premium – £ 25.30; Premium Plus – £ 63.01
6-year Mixed Breed Cat (Mongrel): Essential – £ 6.39; Standard – £ 8.05; Premium – £ 6.20; Premium Plus – £ 14.89
10% discount is available when applying online.

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